Framed two story house under construction with roof trusses set and sheathing partly on
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Custom, production or on your own land. Contracts, warranties and the loan structure that governs the whole build.

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Home Builders

The contract and the loan decide more than the floor plan does

A construction loan draws in stages against inspected progress, which means the lender's schedule and the builder's schedule have to agree before ground breaks. Homeowners who learn that late spend the build fighting a calendar they never saw.

Warranty coverage is the other thing that separates builders, and it is written down. Our guides tell you which figures on this subject are published by a government source and which ones are marketing, because in this category the difference is large.

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Median new home price 2025 Contract price per square foot New home size trends Cost to build vs cost to buy Builder profit margin Impact fees on new construction Construction cost breakdown by stage Regional new home prices Months supply of new homes Builder confidence index How to check a builder's license Questions to ask a home builder New home price negotiation Single-family housing starts

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